Absolutely Not! With a product like funeral cover, there is no medical information disclosed. This is because most trusted providers have a 6 month waiting period for natural causes. The reason why there is a waiting period is to prevent terminally ill people from taking out a policy at the last minute. The provider will give you the benefit of the doubt. In return, you have to wait 6 months before you can claim for death due to natural causes. Most providers do however cover accidental death from the very first premium. Some even pay double if you claim due to death as result of an accident.