Unfortunately this is a reality for many South Africans. The family usually has to resort to employers, friends & family. This can be very stressful. When someone you love passes away, the last thing you want is to try and find donations. If you do not have a policy, this might be the only way to arrange a decent burial. Funerals are expensive, not everybody can afford it on the spot. An insurance policy can help you be prepared at all times.